Car Loan Or Car Lease: Which One Works Best For You?
Everyone has their own unique set of circumstances.
That fact is at the heart of the approach of Lipton Toyota's Finance Center. Our expert staff is skilled in finding the auto finance options that can put you in the Toyota vehicle of your dreams. It's all part of ensuring that your shopping experience is truly next-level.
We want to make it as easy as possible for you to get behind the wheel of a new Toyota, whether it be via a car loan or a car lease. Lipton Toyota's knowledgeable finance professionals will strive to find a loan amount, loan term, interest rate, and monthly payments that match your lifestyle and budget. You can count on each choice being thoroughly explained. That includes guidance on whether a car lease or a car loan will best meet your needs.
Of course, there are other Fort Lauderdale car dealerships. But drivers throughout the area know they can rely on the Lipton Toyota dealership in Fort Lauderdale. We take pride in consistently providing premier selection, sales, service, and financing for new Toyotas and our Certified Pre-Owned vehicles.
What Leasing Has To Offer
Down payments and monthly payments are typically lower with a car lease, as compared to a car loan. That's because you're only paying for the vehicle's cost during the term of the car lease. Sales taxes may be lower than buying and a tax write-off could also be possible.
A car lease may be perfect for someone who usually keeps the annual mileage low. It also offers the flexibility of turning in your car, truck or SUV every 2 or 3 years, when the car lease has ended and upgrading to a new Toyota. Of course, there's always the option of purchasing your leased Toyota outright when the lease expires.
Lease Specials are regularly offered at Lipton Toyota. You can learn about current specials by exploring our website.
When deciding whether to lease or buy your new Toyota, consider such things as:
- How many miles you drive each year
- The amount of money you've budgeted for a new vehicle
- Do you prefer keeping a vehicle for a long period or switching to a new one every few years
Car Loan Options For A Range of Credit Histories
Auto loans usually cover a longer time period than a lease agreement. But there are none of the mileage restrictions found with a car lease and the vehicle is yours once the car loan is paid. At that point, you can simply keep the vehicle or trade it in when purchasing a new Toyota.
Have a less-than-perfect credit score or credit report? Well, don't let concerns about your credit background prevent you from owning the new Toyota you desire. Our finance department is ready to assist with a host of loan options with low annual percentage rates.
We will be happy to discuss your situation and review your car loan options. We want your visit to hassle-free and to help you select the stylish new Toyota models that meet your needs and budget.
The Lipton Toyota car dealership in Fort Lauderdale also features:
- Weekly specials
- Military Offers
- A Student Discount Program
- Discount programs for Miami-Dade employees and Broward County employees
The Premier Fort Lauderdale Car Dealership
Lipton Toyota is the go-to dealership for drivers from Fort Lauderdale, Pompano Beach, Hollywood and beyond who are shopping for a new or Certified Pre-Owned Toyota.
Looking for a new Toyota Corolla, Toyota RAV4 or another exciting Toyota model? Well, our selection of Toyota cars, trucks and SUVs is second to none. We also feature a superior service center which features Toyota parts, products and services.
So what are you waiting for? Browse our inventory and stop in for a test drive today!